- Facing Reality
- First Steps
- Know Your Options
- Do Nothing
- Depend on Family and Friends
- Purchase Insurance
- Compare Partnership Policy Rates
- Tips on How to Select a High Quality Policy
- What is a Partnership Policy?
- What Does a Partnership Policy Cost?
- Who Buys Partnership Policies?
- How Do I Get Partnership Coverage?
- Taking the Guesswork Out of a High Quality Policy
- What Makes a Good Long-Term Care Insurance Agent?
- How to Choose an Agent
- Next Steps
- How much does LTC cost in your county?
- Caregiving Resources
- Compare Rates
- Federal Long-Term Care Policy Information
- Consumer Rate Guide: Long-Term Care Insurance
- Medicare Educational Information
- Taking Care of Tomorrow
- California Agencies
- The Health Insurance Counseling and Advocacy (HICAP)
- 3in4 Need More
- Planning Tools
- Partnership-certified companies
- Field Poll Results Show Californians Are Unprepared
- The California Partnership Direct Mail Campaign Mailer
- Agent Resource Center (Agents only)
- Frequently Asked Questions
Fire, auto and health insurance are some of the options you may consider to protect against unforeseen and costly emergencies and disasters. But have you thought about one of the largest and most common issues facing Californians — the need to protect yourself and your family from the consequences of a chronic health condition that demands expensive long-term careCare given to someone who can no longer perform activities of daily living.?...
The Consumer’s Guide to Long-Term CareCare given to someone who can no longer perform activities of daily living. was developed for people concerned about how to plan, provide, and pay for long-term care for themselves, a spouse, parent, or loved one. It contains information to help you make decisions now and in the years to come that will allow you to retain more control of your life if you need long-term care. We suggest that you share the guide with your family and friends, using the information to begin discussing your long-term care needs and financial options before a crisis arises.
Your decision to invest in long-term care insuranceSpecific type of insurance policy designed to offer financial support to pay for necessary long-term care services. is an important one and we appreciate that this can also be a very complex topic. For that reason, this booklet offers a comprehensive overview of the California Partnership for Long-Term Care’s program and answers commonly asked questions regarding long-term care insurance.
Seguros contra incendios, de automóvil y de salud son algunas de las opciones que probablemente considere para protegerse de emergencias y desastres imprevistos y costosos. Pero, ¿ha pensado en uno de los mayores problemas que enfrentan los californianos más comúnmente? ¿Ha pensado en la necesidad de protegerse usted y su familia de las consecuencias de una condición...
The California Partnership for Long-Term CareCare given to someone who can no longer perform activities of daily living. (LTC) is an alliance between the State of California’s Medi-Cal Program, private long-term care insuranceSpecific type of insurance policy designed to offer financial support to pay for necessary long-term care services. companies, and you–Californians interested in planning for your own, or a loved one’s, potential long-term care needs...
Protecting your benefits against inflation is one of the most important features you can have in a long-term careCare given to someone who can no longer perform activities of daily living. policy. You may hesitate to purchase inflation protectionProtects the policyholder from covering the difference between what the insurance policy will pay, which is based on the costs of services when you purchased the policy, and the actual cost of care when you need it. Every Partnership policy is required to have this protection, and the state highly recommends that you protect yourself by only purchasing a policy with inflation protection. since it adds significantly to a policy’s cost. Yet without it, years from now you may find yourself needing long-term care, and owning a policy the benefits of which have not kept pace with the increasing cost of services...